Interior Design on a Budget

Designing a home that is warm, inviting, and trendy can be overwhelming, especially if affordability is a major factor. Without an endless budget, it can be difficult to create a warm, welcoming space that is also on trend and polished. 

Fortunately, you can get design help on a budget. Innovators in interior design have created accessible and affordable ways to connect with designers on your terms and create beautiful areas in your home. 

But design doesn’t stop once the room is finished. It’s important to protect these improvements and redesigns. That’s why insurance and home projects go hand in hand. Finding the right insurance coverage after you’ve completed a project or two is vital. You don’t want all that hard work, time, and money going to waste. 

Benefits of Style and Design

Interior design isn’t a frivolous endeavor. It’s not something to be pushed aside for years on end. It’s a worthwhile venture that pays for itself time and time again.

Investing some time, energy, and money in creating a style and a design in your home has a big effect on the functionality and mood of the people who live within a home. In fact, the design and style of a home has a direct impact on the functionality and productivity of the people who live there. 

Color, pattern, and texture can help showcase your personality, while still providing comfort and function. Design is just one piece to a well-functioning and welcoming home.

Online Interior Design Services

Style and design do, however, change and evolve over time. The trending designs of 2022 aren’t the same designs of even two years ago. This can be daunting: to find a personal style that’s still on trend. Fortunately, there are affordable design services available. 

Maybe you just purchased a new home that has more rooms to style. Maybe you have an odd layout, and you’re just at a loss for how to place the furniture you have. These situations and many others can benefit from a professional designer. 

Many of us don’t have the budget for a personal designer, but there are more affordable options online. Each service offers different packages at different prices, so it’s all about what you’re looking for and how much you are comfortable spending. 

1. Decorist

Decorist is a mid-level design option. This service allows a customer to be matched with a designer depending on your budget, the room or rooms you want to design, and your overall style. 

Once you’re matched with a designer, they will provide you with two possible design options. You’ll be able to provide some feedback on these designs and finalize the design. 

After your design has been finalized, your designer will provide you with a list of all materials and furniture needed to make the design a reality. You’ll be able to comparison shop all the items you need right from the Decorist site. Plus, they guarantee the lowest price and detailed instructions on how to set the room up. 

The cost for this service ranges from $299 for the classic package up to $1,299 for the celebrity package. 

2. Havenly

Havenly is one of the most affordable design options on the market today. For only $79 you can get a Havenly mini package, which is meant for a few upgrades or finishing touches. You’ll be provided with multiple initial designs, one final design, a shopping list, and one-on-one chat options with your designer.

For a slightly higher price, you can get the Havenly Full. Priced at just $129, you can get a full and complete room makeover. The full package includes everything from the previous package plus a custom floor plan and layout visualizations

The Havenly team helps from initial design to purchasing and delivery of your furniture and products. You’ll be able to choose what items you want to purchase for your room refresh and the Havenly team takes care of everything.

3. Modsy

Modsy is a design service much like Decorist and Havenly. The process is very similar, but Modsy offers 3D renderings of your space. Unlike other services, you work with the Modsy team rather than a single designer. 

You’ll start the process by uploading photos and measurements of the room or area you’re wanting to design. Then you’ll take a short quiz to help the Modsy team understand your style, functionality needs, budget, and current furniture pieces. 

This process can range anywhere from $159 per room up to $499 for larger projects and needs.

4. Space Joy

Space Joy is the culmination of Decorist, Havenly, and Modsy. This service allows you to submit photos and measurements of the room you want to redesign. They provide you with 3D renderings of your newly designed space and a detailed list of products and furnishings. 

Everything can be purchased through different providers through the Space Joy website. The Space Joy team sources the best products at the best prices. The best part is Space Joy offers a 100% money back guarantee. If you aren’t happy at any point in the process, you simply stop and they refund your money.

5. Room Lift

Room Lift is a different approach to online design services. This is a process best suited for people who like to have samples in hand alongside a professional designer. 

Room Lift is a boutique mail-order service started by a top-tier designer. You’ll start by finding inspiration and submitting photos and measurements. Once the design is finalized, you’ll receive a Room Lift box filled with a scale floor plan and design plus paint chips, fabric, and wallpaper samples. 

The Room Lift team offers discounts when you’re ready to purchase. Not everything can be purchased from one site, but the team makes it easy to purchase everything you need to make the design come to life. 

Home Improvement and Insurance

Redesigning a room is a little more than rearranging the couch and the TV. In reality, it’s about updating the room as a whole. Yes, there are quick and easy ways to decorate your home, but sometimes it’s more than changing out a few pictures. 

Once the redesign is complete, however, the work isn’t over. Updates and upgrades can and do have big impacts on your homeowners insurance policy. Larger projects, ones that include adding square footage or a dramatic increase in property values, can increase your premiums. 

While paying more money for your homeowners policy may seem like a bummer, it ultimately helps protect your investment and finances. When you start the design process with one of the great online design services, it’s a good idea to contact your insurance provider and share the scope of work,

Your homeowners insurance agent will be able to advise you about how these improvements can affect your coverage and premiums. 

Finding and creating a style for your home is easier than it’s ever been before. Interior designers have moved to the online environment to provide their services at a lower price. You can get the design help you need without blowing your budget. 

Laura Gunn writes and researches for the insurance comparison site, Clearsurance.com. She is an advocate for cultivating a warm and inviting home style to create a welcoming environment for family and friends alike.